We Buy Houses in Miami for Cash
Sell your Miami house fast, as-is, for a fair cash price — no repairs, no commissions, no showings. We’re local Miami-Dade cash buyers who close on your timeline.
- Any Condition — from Brickell condos to Homestead fixer-uppers
- No Fees — no commissions, no closing costs
- Close Fast — in as little as 7–14 days
Prefer to talk? Call or text (305) 676-9384
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Homes Bought
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Get Your No-Obligation Cash Offer in 24 Hours
Watch: How We Help Florida Homeowners
See how simple selling your house for cash can be — straight from our team.
The Local Miami Cash Buyer Sellers Trust
If you need to sell your house fast in Miami, you’ve come to the right place. Sunshine State Buyers is a local, family-run company that buys houses for cash across Miami-Dade County — from Brickell high-rises and Little Havana bungalows to older single-family homes in Hialeah, Homestead, and Miami Gardens. David grew up in South Florida, so this isn’t a market we read about in a spreadsheet — it’s home.
Miami is unlike anywhere else to sell a house. Rising property insurance, hurricane and storm exposure, older housing stock, and — for condo owners — the post-Surfside inspection laws and HOA assessments that scare off traditional buyers. We understand all of it, and it’s exactly why we can make fair, competitive offers and close in as little as 7 days when a normal listing would stall.
What Makes Selling a House in Miami Different
Miami isn’t a typical housing market. These are the real factors that shape what your home is worth and how fast it can sell — and why a cash sale often makes sense here.
The Insurance Crisis Is Real
Property insurance in Miami-Dade has climbed dramatically, and for older homes or those in flood zones, it can be hard to insure at all. Buyers relying on a mortgage need insurance to close — so when premiums spike or coverage is denied, deals collapse. As cash buyers, we don’t need a lender’s approval, which means insurance complications that would kill a traditional sale don’t stop us.
Condos Face a Unique Squeeze
After the Surfside collapse, Florida passed laws requiring older condo buildings to complete structural inspections and fully fund their reserves. The result: many Miami condo owners have been hit with large special assessments, and buyers are wary of buildings with pending inspections or underfunded reserves. Lenders often won’t finance units in non-compliant buildings. If you own a condo caught in this, a cash sale may be the cleanest way out — we buy Miami condos with high HOA fees and assessments.
Storm Exposure & Older Housing Stock
Much of Miami’s housing was built decades ago, and hurricane seasons take their toll — roof damage, water intrusion, mold, and aging systems are common. Traditional buyers want move-in-ready homes and will negotiate hard over inspection findings or walk away entirely. We buy in any condition, storm damage included, so you don’t have to sink money into repairs before selling. See how we handle damaged homes.
A Market of Distinct Neighborhoods
A Brickell high-rise condo, a Little Havana family home, and a Homestead property on acreage are three completely different sales. Pricing, buyer demand, and timelines vary block by block across Miami-Dade. Because we’re local and have bought across the county, we understand these micro-markets — which is how we make offers that are fair for your specific area, not a generic formula.
Meet David — Your Local Miami Cash Buyer
Hi, I’m David, founder of Sunshine State Buyers. I grew up in South Florida, and Miami-Dade is home — so when you call, you’re talking to a real local person who actually knows this market, not a national call center reading from a script.
I started this company because I saw too many Miami homeowners stuck between a slow, expensive listing and a faceless chain that lowballs and disappears. My promise is simple: a fair offer, explained honestly — and if selling for cash isn’t your best move, I’ll tell you that too.
As Featured In
“I try to be honest with people and tell them if there might be better routes to sell their house.”
— David Veras, featured in Miami New Times
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Transparency
10+
Five-Star Reviews
20+
Homes Bought
A+
BBB Rating
Whatever Your Situation in Miami, We Can Help
We buy Miami houses as-is, in any situation — here are the ones we help with most.
Facing Foreclosure
Behind on payments? A fast cash sale can help you stop foreclosure in Miami and protect your credit. See how →
Inherited a Property
Inherited a Miami house you don’t want to manage or repair? We make it simple. Learn more →
Condo With High HOA
High HOA fees or a special assessment stalling your sale? We buy Miami condos as-is. Read more →
Tired of Being a Landlord
Problem tenants or a rental that’s become a headache? Sell it as-is, tenants and all, and walk away. Learn more →
Storm or Fire Damage
Hurricane, water, or fire damage you don’t want to repair? We buy damaged Miami homes as-is. Learn more →
Relocation or Divorce
Moving for work or splitting assets? Get a fast, fair cash offer so you can move forward on your timeline. Learn more →
How to Sell Your Miami House — Simple as 1-2-3
No repairs, no commissions, no waiting months for a buyer. Just three simple steps.
1
Tell Us About It
Fill out the form or call us. Two minutes, no obligation — and no need to clean or fix a thing.
2
Get Your Cash Offer
We review your home and send a fair, no-obligation cash offer within 24 hours — and explain the number.
3
Pick Your Close Date
Close in as little as 7 days, or take more time if you need it. A licensed title company handles everything.
How We Calculate Your Miami Cash Offer
No black box. Here’s exactly how we arrive at an offer — using a realistic example of a Miami-Dade home that needs work.
Fixed-up value (what it’d sell for renovated)
$500,000
Estimated repairs (roof, AC, kitchen, cosmetics)
−$60,000
Closing costs & holding (taxes, insurance, utilities)
−$30,000
Our margin + risk buffer
−$35,000
Your cash offer
≈ $375,000
Illustrative example — every Miami home is different. Want to check our math? Pull up a few recently sold, renovated homes near you, estimate the repairs, and run the numbers. If our offer doesn’t line up, we’ll tell you.
Cash Offer vs. Listing With an Agent in Miami
A higher listing price doesn’t always mean more money in your pocket. Here’s how the two paths really compare for a Miami seller.
Listing With an Agent
- ❌ 5–6% agent commission
- ❌ Repairs & inspection credits
- ❌ Months of showings & carrying costs
- ❌ Financing can fall through
- ❌ Closing in 60–90+ days
Our Cash Offer
- ✅ Zero commission
- ✅ No repairs — sold as-is
- ✅ No showings, no carrying costs
- ✅ Guaranteed — we buy with our own funds
- ✅ Close in as little as 7 days
On a Miami home listed at $500,000, agent commissions alone can run $25,000–$30,000 — before repairs, credits, and months of mortgage payments while it sits. Once you subtract all of it, the gap between “list price” and “what you actually keep” is often much smaller than it looks. Our offer is what you walk away with — no deductions.
Is Selling for Cash Right for Your Miami Home?
We’ll be honest — a cash sale isn’t right for every Miami homeowner. Here’s the straight version so you can decide with clear eyes.
✓ A cash sale makes sense if:
- You need to close fast — foreclosure, relocation, a family situation
- The house needs more repairs than you want to handle
- Your condo’s HOA fees or assessments are scaring off buyers
- You’d rather skip showings, agents, and months of waiting
- Certainty matters more than the last dollar
→ Listing may be better if:
- Your house is updated and shows well as-is
- You can comfortably wait 60–90 days for the right buyer
- You can cover the mortgage and prep costs while it sits
- Top price matters more to you than speed
- It’s in a high-demand pocket like Coral Gables or a clean Brickell condo
Somewhere in the middle? Call us anyway. We’ll walk through your situation honestly and tell you which path looks better — even if that means pointing you to an agent.
Miami Neighborhoods We Buy In
From the coast to the suburbs, we buy houses in every corner of Miami-Dade. Here are some of the areas we know best.
Miami Beach
Condos & homes, HOA and assessment situations welcome.
Doral
Condos & single-family, any condition — no HOA headaches.
Homestead
Family and rental homes, older properties, as-is.
Miami Gardens
Older and multi-generation homes, sold as-is.
Coral Gables
Higher-value and inherited properties, handled with care.
Hialeah
Hialeah, Hialeah Gardens & Western Miami-Dade. Si Habla español.
North Miami
Any condition, any situation — a fast local sale.
Don’t see your neighborhood? We buy throughout Miami-Dade — just reach out.
Miami Cash Sale FAQs
How fast can you buy my Miami house?
We can often close in as little as 7 days, or on a later date if you need time. Because we buy with our own funds — no banks, no loan approvals — Miami sales that would stall on financing move quickly with us.
Do you buy Miami condos with high HOA fees or assessments?
Yes. High HOA fees, special assessments, and post-Surfside inspection issues scare off traditional buyers and their lenders — but they don’t stop us. We buy Miami condos as-is, assessments and all.
Will I get lowballed?
No. We make honest, competitive offers based on your home’s real Miami market value, and we show you exactly how we got the number. If a cash sale isn’t your best move, we’ll tell you that too.
Do I need to make repairs first?
Never. We buy Miami houses in any condition — storm damage, fire damage, deferred maintenance, full fixer-uppers. Don’t clean, don’t repair, don’t spend a dime.
Are there any fees or commissions?
None. No agent commissions, no closing costs, no hidden fees. The cash offer we make is what you walk away with.
Can you buy my Miami house if I still owe a mortgage?
Yes. Most sellers still have a mortgage. At closing, the title company pays off your remaining loan balance from the sale proceeds, and you receive whatever’s left. As long as the offer covers what you owe, you’re fine — and if you’re underwater, we can talk through options.
Do I pay any closing costs when selling to you?
No. We cover the standard closing costs. There are no agent commissions and no hidden fees. The number we agree on is the number you receive at closing.
Can you buy my Miami house with tenants still in it?
Yes. We buy occupied rentals — including ones with difficult tenants or leases in place. You don’t need to handle an eviction or wait for a lease to end before selling. We’ll work out the details with you.
Is my information kept private?
Yes. Your details stay between us — we don’t post your home on the MLS or run public showings. For sellers dealing with a sensitive situation like divorce, foreclosure, or a family matter, a private cash sale keeps the process discreet.
What areas of Miami-Dade do you buy in?
All of it — from Miami Beach, Brickell, and Downtown to Hialeah, Homestead, Doral, Kendall, North Miami, Little Havana, Coral Gables, Miami Gardens, and Cutler Bay. If your property is anywhere in Miami-Dade, we’d like to hear from you.
What if I’m not sure selling for cash is right for me?
Then just call us and talk it through — no pressure. We’ll give you an honest read on your situation, and if listing with an agent would genuinely serve you better, we’ll say so. We’d rather give you a straight answer than push a sale that isn’t right for you.
How We Calculate Your Cash Offer
The number doesn’t come out of thin air. Every offer we make comes from the same four inputs, and we’ll walk you through all of them.
1. After-Repair Value
What the house would be worth fully repaired and updated — based on what comparable homes near you have actually sold for, not what they were listed at. This is the ceiling, and everything else comes out of it.
2. Repair Costs
What it will genuinely take to get the house there — roof, AC, plumbing, electrical, permits, cosmetics. We price it off real contractor quotes for the work your house actually needs, not a blanket percentage.
3. Selling & Holding Costs
Closing costs and title on both ends, plus taxes, insurance and utilities for every month we own it — and the agent commission we pay when we resell. These are the costs you avoid entirely by selling to us.
4. Our Margin
What’s left is what we make, and it has to cover the risk of buying a house as-is with our own money. It’s a thinner slice than most people expect — we’d rather do more deals at a fair number than a few at a bad one.
Add those together, subtract them from the after-repair value, and what remains is your offer. That’s the whole formula. It’s also why we can buy houses a lender won’t finance — and why, if listing with an agent would genuinely put more in your pocket, we’ll tell you so.
Want to check our math? Pull up three recently sold, renovated homes near you, get a repair estimate, and run the numbers yourself. If our offer doesn’t line up, we’ll say so.
Get Your Fair Cash Offer for Your Miami House
Zero obligation, zero pressure — just a fair offer within 24 hours. And if a cash sale isn’t your best move, we’ll tell you that too.
What Local Homeowners Say
Real reviews from Florida sellers who chose Sunshine State Buyers for a fast, fair cash offer.
