Inheriting a home in Miami can be both a blessing and a challenge. While it’s often a meaningful gift from a loved one, it can also come with emotional, legal, and financial responsibilities — especially if the property is tied up in probate.
If you’ve recently inherited a home in South Florida and aren’t sure what steps to take next, this guide breaks down everything you need to know about selling an inherited house in Miami, including how probate works, what your options are, and how to sell quickly for cash without getting stuck in legal red tape.
What Happens When You Inherit a House in Miami?
When someone passes away and leaves a property behind, that home doesn’t automatically transfer to the heirs. In most cases, it goes through probate — a legal process that ensures debts are paid and assets are distributed according to the will or Florida law.
During probate, the court validates the will, appoints a personal representative (also called an executor), and oversees the process of settling the estate. If there’s no will, Florida’s intestate laws determine who inherits the property.
Common situations you might face:
- The property still has a mortgage or liens attached.
- There are multiple heirs who must agree on what to do with the home.
- The property is vacant or in need of repairs.
- The home is behind on property taxes or HOA fees.
- You live out of state and can’t manage the process easily.
If any of these apply, you’re not alone — many Miami homeowners find themselves in the same position and want to know how to sell without delays.
Step 1: Understand the Probate Process in Florida
Before selling an inherited house, it’s important to understand whether the property is still in probate. In Florida, there are two main types of probate:
- Formal Administration – Used when the estate is worth more than $75,000 or has debts that need to be settled. This process can take 6 months to over a year.
- Summary Administration – Used for smaller estates or when the deceased passed away more than two years ago. This process is faster and less expensive.
If you’re unsure which applies to you, an experienced probate attorney in Miami can review your situation and guide you through the right steps.
Step 2: Decide What to Do With the Property
Once you have legal authority to act (as executor or heir), you have several options:
- Keep the property and move in.
- Rent it out and earn passive income.
- Sell it and divide the proceeds among the heirs.
For many people, selling the inherited house is the simplest and fastest way to relieve the financial burden. Holding onto a property often means dealing with taxes, maintenance, and potential disagreements between family members.
If you’re leaning toward selling, the easiest first step is to fill out the short form below. Our team will reach out with your options and help guide you through the next steps.
👉 Click here to fill out the form above and get started.
Step 3: Selling an Inherited House — Your Options
There are three main ways to sell an inherited property in Miami:
1. List it on the open market
You can hire a real estate agent to list the home. This works best if the property is in excellent condition and you’re not in a rush.
Pros: Potentially higher sale price.
Cons: Repairs, showings, commissions, and a longer timeline (often 3–6 months).
2. Sell it yourself (For Sale by Owner)
You can list the property on Zillow or Facebook Marketplace. However, this option requires handling everything yourself — from paperwork to negotiations.
Pros: Save on agent fees.
Cons: Complex process, especially during probate.
3. Sell to a local cash home buyer
Companies like Sunshine State Buyers specialize in purchasing inherited and probate homes in Miami as-is, meaning you don’t need to repair, clean, or wait months for a sale.
Pros: Fast closing (as little as 7 days), no commissions, no repairs, no waiting.
Cons: Typically sold below retail market value — but saves thousands in holding and repair costs.
If you want to see how much your property could sell for in cash —
👉 Click here to fill out the form and get your free, no-obligation offer.
Step 4: Resolve Any Probate or Title Issues
Before you can transfer ownership, you’ll need to ensure that:
- The title is clear of liens or unresolved debts.
- The executor has court authorization to sell the home.
- All heirs agree on the sale (if there are multiple).
A cash buyer experienced in probate transactions can often work directly with your attorney to simplify the process. At Sunshine State Buyers, our team regularly collaborates with probate attorneys and title companies to ensure a smooth, legally compliant sale.
If your inherited property is currently in probate, we can still start the process and prepare everything so you can close immediately after the court approves the sale.
👉 Click here to fill out the form and tell us about your property.
Step 5: Understand the Tax Implications
When you sell an inherited property, you may qualify for a “step-up in basis” — meaning the home’s value is adjusted to its fair market value at the time of inheritance. This can significantly reduce capital gains taxes if you decide to sell.
For example:
If your loved one bought the home for $150,000 but it was worth $400,000 when you inherited it, you’ll only owe taxes on any gain above $400,000 when you sell — not the full appreciation since purchase.
Always consult a tax professional to understand your unique situation.
Step 6: Sell Fast and Move Forward
Dealing with probate can be emotionally and mentally draining. Many heirs in Miami choose to sell their inherited property for cash to avoid months of waiting, repairs, or realtor fees.
At Sunshine State Buyers, we make the process simple:
- Fill out the form below — it only takes 30 seconds.
- Get a fair cash offer within 24 hours.
- Close on your timeline — as fast as 7 days, or when you’re ready.
We handle all the paperwork and work directly with your title company or probate attorney to ensure everything is done properly.
👉 Click here to fill out the form and get your free cash offer today.
Why Sell to Sunshine State Buyers?
- ✅ We buy houses in any condition — no repairs or cleaning required.
- ✅ We cover all closing costs — you pay nothing out of pocket.
- ✅ No realtor commissions or fees.
- ✅ Local Miami team that understands Florida probate laws.
- ✅ Transparent, pressure-free process.
We’ve helped dozens of Florida families sell inherited homes quickly, fairly, and with compassion. Whether your house is in probate, vacant, or needs repairs, we can make the process stress-free.
Final Thoughts
Selling an inherited house in Miami doesn’t have to be complicated. With the right guidance and local expertise, you can settle the estate, sell the property, and move forward with peace of mind.
If you’d like to discuss your situation or get a no-obligation cash offer, we’d love to help.
👉 Click here to fill out the form above and one of our local team members will contact you shortly.
